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Archive for the Financial Planning Category

Market Volatility: What should I do now?

Stock markets have been choppy lately, pressured by all sorts of concerns – including tighter monetary policy, the impact of tariffs, and mid-term elections – to name a few. Worrying excessively about a bear market is counterproductive but being prepared for one is always a good idea. […]

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Panic and Greed: Ineffective Investment Strategies

If markets are good at one thing, it’s reminding investors that stock prices don’t simply go up, uninterrupted, forever. Markets do drop.  That’s an unavoidable part of investing.  What matters is how you respond.  Or, more to the point, don’t respond.  Because if you’ve built a portfolio […]

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Tax Prep: 6 Ways to Get a Head Start on Tax Season

Tax filing season may be months away, but it’s never too early to get organized.  Consider taking these simple steps to prepare before the end of the year – and potentially minimize your tax bill. Double-check your withholding and estimated tax payments: With the recent tax law changes from the […]

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Year-End Portfolio Checkup: 6 Tax-Smart Tips

With a few months remaining in the year, it’s a good time to review your financial plans and ensure you’re doing all you can to maximize your savings and reduce your tax bill.  Don’t wait until December to reassess your finances – you could miss out on opportunities that disappear […]

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Are You on Track for Retirement?

As a financial planner, I receive questions on a daily basis regarding individual’s finances.  While every question is different, ultimately a majority of the questions regarding retirement planning boil down to one of three fundamental questions: Am I on track for retirement? Am I doing the right […]

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Retirement Planning: Are You Doing the Right Things?

When people ask me whether they are on track for retirement I believe what they’re really looking for is reassurance.  But as much as I’d like to be able to tell you for sure whether you have enough to retire comfortably, the truth is that one can’t […]

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Do You Have the Right Investments?

The answer has less to do with finding the single perfect stock or mutual fund.  In fact, the key to this question is changing your idea of what the “right” investment really is. Very likely, many people who ask this question believe that there is one “right” […]

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Behavioral Finance Quiz: This Is Your Brain on Money

The human brain is not a rational economic actor. When faced with uncertainty, even the best investing minds may throw good money after bad, sell at the first sign of trouble or make all manner of muddled financial decisions. These flaws in our everyday decision-making, first chronicled […]

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8 Behavioral Biases That May Hurt Your Investments

Do you feel the pain of loss more than the joy of gains? How to separate emotions from investing. It’s not unusual for investors to sense a tug-of-war between their analytical brains and their emotions.  Until fairly recently, investing was considered purely logical.  Find the right quantitative strategy […]

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What’s the Difference Between Marginal and Effective Tax Rates?

In order to explain the difference between “marginal” and “effective” tax rates, it’s important to first dispel a common misconception: All of the income you make is not taxed at one rate.  For example, let’s say you are a single filer who makes $50,000 per year, which […]

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Areas We Serve

Staib Financial Planning, LLC strives to make meeting with us convenient and easy. We offer many locations around the Denver area other than our main office, serving Highlands Ranch, Lone Tree, Centennial, Littleton, Parker, Aurora, Denver and surrounding communities.

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