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Archive for the Financial Planning Category

Personal Financial Records Retention Suggestions

Personal Financial Records Retention Suggestions

When it comes to financial records retention and records retention guidelines, there aren’t any hard and fast records retention guidelines.  The purpose of this document is to provide some basic rules of thumb for the retention of personal financial records.  It’s always good to check with your accountant […]

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Should You Pay Off Your Mortgage Early Before You Retire?

Should You Pay Off Your Mortgage Early Before You Retire?

Some people enjoy the peace of mind that comes with being free from debt in retirement. But warm and fuzzy feelings should be weighed against solid financial facts. Whether it makes financial sense to retire your mortgage when you retire depends on many factors in your individual […]

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7 Tax Fundamentals Every Investor Should Know

7 Tax Fundamentals Every Investor Should Know

The tax code might be complicated, but the basic ideas behind tax-smart investing are pretty simple.  Here are seven fundamentals to guide you through the many points in your life when taxes may play a role in your financial decision-making. Know how your income is being taxed. […]

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2014 Year-End Tax Planning

2014 Year-End Tax Planning

Are you confident you are doing everything you can to minimize your income taxes?  If not, now may be time for a fresh look.  Your tax picture – and the tax law – changes from year to year.  A year-end review can suggest new tax-saving opportunities and […]

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When Should You Take Social Security?

When Should You Take Social Security?

Key Points Taking Social Security benefits before you reach full retirement age may not be the wisest choice. We’ll cover Social Security benefit eligibility and factors to consider when deciding when to take Social Security. The strategies for maximizing benefits can get complex, so be sure to […]

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TAXATION OF RETIREMENT INCOME

TAXATION OF RETIREMENT INCOME

A Summary of How Your Retirement Income is Taxed Retirees often receive income from a variety of sources, including Social Security benefits, and distributions from pensions, annuities, IRAs and other retirement plans.  It’s critical to understand the taxation associated with each of these income sources in order […]

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How to Self-Diagnose Your Personal Financial Health

How to Self-Diagnose Your Personal Financial Health

You probably get an annual physical.  Your doctor will ask about your concerns, take your blood pressure, perform other basic tests, and 30 minutes later you’re out of the paper gown and on your way — likely with a few recommendations of action and possibly with a […]

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Financial Ratios: A Quick Way to Check and Monitor Your Personal Financial Health

Financial Ratios: A Quick Way to Check and Monitor Your Personal Financial Health

“Prevention is better than cure”.  You need to assess your fiscal health and take corrective action before it’s too late.  Financial ratios are decision making tools which tell you how good or bad your financial health is.  We present some useful and easy to calculate personal finance […]

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Financial Planning – From Pile to Plan

Financial Planning – From Pile to Plan

A few years ago, I  met with a super nice lady I’ll call Eileen.  Her husband had passed away, and she needed help.  She had pile of paperwork that represented her financial life, but had no idea what it meant.  She came into my office with a box […]

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Areas We Serve

Staib Financial Planning, LLC strives to make meeting with us convenient and easy. We offer many locations around the Denver area other than our main office, serving Highlands Ranch, Lone Tree, Centennial, Littleton, Parker, Aurora, Denver and surrounding communities.

Click Here for more details about alternate locations from our main office.

Where We Are